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Sun, Nov 15, 2026
Auto Key Service

Lost Car Keys Covered By Insurance by a Licensed Locksmith

Licensed Locksmith — over 20 years experience, 2001–2026

More than two decades of car key work in Nassau County — a new key made from your VIN when every key is lost.

When you search for lost car keys covered by insurance, you want someone who comes to you. Car Key Locksmith is a mobile automotive locksmith in Nassau County, Long Island and Queens, specializing in making a brand-new working key when every key is gone — even with no spare and no original to copy.

Drivers across Long Island have trusted us since 2001 because we show up, quote honestly and finish the job. Need a 24 hour lockout service? Ours runs every night of the year. Below you will find what is included, how the visit works and what affects the price.

Lost Key Replacementlongisland
Lost Key Replacementlongisland

Mobile Lost Car Keys Covered By Insurance

Not every locksmith comes to you. Car Key Locksmith does — that is the whole idea. Our lost car key replacement brings key blanks, cutting machines and dealer-level programming tools to your car, day or night.

Drivers in Roslyn and Inwood have called us for years.

Our Process

Here is what happens, start to finish:

  1. Call (516) 750-0433 with your location, the year, make and model, and whether any key still exists.
  2. We quote the job and give you an arrival window.
  3. On site we verify ownership, then cut the new key and program it to the car.
  4. We erase the lost keys from the car's memory where possible and test everything with you.
  5. If you need anything else later, the same number reaches us day or night.

What We Bring to the Job

For lost car keys covered by insurance, that usually means:

  • A spare made at the same visit for much less than a second emergency call
  • Transponder chip or smart key programmed to your car's immobilizer so it actually starts
  • Family and fleet spares made in one trip
  • The lost key erased from the car's memory where supported, so it can't start the car if someone finds it
  • Ownership checked with ID and registration, for your protection
  • Remote functions paired: lock, unlock, trunk and panic
  • A new key originated from the VIN or by decoding your door lock — no original needed

How We Price the Job

We quote every job upfront on the phone, so you know the price before anyone is dispatched. What the price depends on:

  • The type of key: basic transponder, remote-head, flip key or push-to-start smart key
  • Whether you want spare keys made at the same visit
  • The make — some European systems take extra equipment and time
  • Whether the car needs its immobilizer module accessed to program an all-keys-lost key

Areas We Cover

Wherever you are on Long Island, there is a good chance we are nearby. Recent calls include Oyster Bay, Rockville Centre and New Hyde Park. Full list: service area.

Other Calls We Take

While we are there, we can also help with:

  • Honda remote head repair — a new shell, buttons or blade for a worn remote-head key
  • GM laser cut keys for Chevrolet, GMC, Buick and Cadillac
  • Toyota remote head repair and key fob shell replacement
  • Home and house lockouts too — we open front doors and change locks
  • 24 hour lockout service for cars, SUVs, trucks and vans, nights and weekends included

Serving Nassau County Since 2001

Car Key Locksmith is a local business, not a national call center. Since 2001 we have answered our own phones, quoted our own jobs and sent our own technicians.

Experience is what turns a long job into a quick one. Since 2001, our technicians have handled lost car key replacement for drivers all over Nassau County, and it shows in how smoothly the work goes.

Why People Trust Us

  • Everything tested before we leave — doors, ignition, trunk and remote buttons
  • Clean, careful work that respects your time and property
  • We come to you — no tow, no dealership appointment, no waiting days for parts
  • Weekends and holidays included, at the price we quote
  • Real people answer the phone, not a call center
  • Most makes and models covered, from basic keys to smart keys
  • In business since 2001, serving Long Island and Queens

Frequently Asked Questions

Is it cheaper than the dealer?

Usually, yes — and faster, because there is no tow, no parts order and no appointment. You get the price before we come out.

I lost my car keys and have no spare. Can you help?

Yes. With your ID and the registration or title, we make a new key from the VIN and program it to the car — no original needed.

Do you have dealer programming tools?

Yes. We use dealer-level software, including Ford FDRS and GM GDS2, to program keys on newer Ford and GM vehicles that generic tools can't reach.

Will my lost key still start the car?

Not after we are done, where the car supports it: we erase lost keys from the immobilizer memory so only the keys you have will start it.

Can you make a key if I have no spare at all?

Yes. With your ID and registration we originate a key from the VIN or by decoding the lock, then program it to your car — no original key needed.

Will you tell me the price before you come?

Always. You get the price on the phone, before a technician is dispatched.

Do you offer lost car keys covered by insurance 24/7?

Yes. Our 24 Hour Emergency line is answered day and night, including holidays. Call (516) 750-0433.

Need a Locksmith Right Now?

Car lockout, lost car keys with no spare, laser cut keys or a broken remote — call now.

(516) 750-0433
Licensed locksmith with over 20 years of experience, serving drivers since 2001